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Chances are, you or someone you know has a home or condo that is underwater.  You owe more than your home is worth and could be facing the possibility of foreclosure. You are not alone.

Today, 11.1 million homeowners are underwater and nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Sotheby's International Realty, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the alternatives, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® (Certified Distressed Property Expert) and SFR® (Short Sale and Foreclosure Resource) Designations, I have a strong and unique appreciation of the factors affecting the market and know that there are options available to you.

If you would like to know more about your options, please call me at (415) 772-8482 for free confidential consultation.

I am here to help … in any way I can.

Susan Dakdduk